Dear Lord, I have been taught that money is not what is most important, yet money is often a problem in my life.  These latest financial difficulties are particularly hard.  Help me to use money wisely – to resist buying what I do not need and to stop comparing my possessions with those of others.  Grant me what I need in this life, so that I may care for myself and those dear to me, with enough to share with those less fortunate.  Amen.